Automatic data entry for form data structures using application programming interfaces

Inventors

Spirig, Milo • Tandel, Pratik

Assignees

Brex Inc

Abstract

There are provided systems and methods for automatic data entry for form data structures using application programming interfaces. An entity, such as company or business, may want to onboard with a service provider that provides services to the entity, such as those associated with business credit, expense management, and the like. When onboarding, data entry to one or more digital form fields and structures may be required. In order to automate form filling based on data from disparate sources, the service provider may provide an external application programming interface (API) that receives API calls and converts and/or formats data for the fields and data structures of the digital form. The data entered to the fields and/or corresponding data structure may be stored in a specific database and tables as data structures retrievable for the digital form. When a referral token is received, the data may be retrieved.

Core Innovation

The invention provides systems and methods for onboarding a company by accessing company organizational data for a company provided by a partner service provider via an application programming interface (API) call to a public API of a computing system. The computing system generates a data structure comprising the company organizational data, where the data structure is usable with a digital form for an onboarding of the company for at least one of a digital card service or an expense management service.

The computing system stores the data structure for the company organizational data with an identifier associated with the company. In response to a request to access the data structure from a representative associated with the company, the computing system loads the company organizational data to a form data structure for the digital form using the stored data structure, wherein the loading includes inputting the company organizational data from the partner service provider to the digital form independent of user input by the representative.

The computing system requests completion of the digital form by the representative, receives additional input for the completion of the digital form, and processes the form data structure for the digital form based on the company organizational data and the additional input for completion. Additional refinements include converting company organizational data between data formats, parsing and image-processing company organizational or company formational documents to extract the company organizational data, and partner data trust level and trust score governance for the stored company organizational data.

Further refinements provide that loading occurs only when the trust score meets or exceeds a threshold trust score, and that the public API can be connected to a partner API to automatically exchange company documents by exchanging API calls under an API agreement.

Claims Coverage

The independent claims identify four core inventive functions across a computing system, a method, and a machine-readable medium: partner-API access to company organizational data, generation and storage of a form-compatible data structure for onboarding, representative-triggered loading independent of representative user input, and subsequent digital-form completion and processing. Across the independent claims, the inventive features also include data-format conversion, document parsing with image processing, trust-score governance for loading, and connecting the public API to a partner API for document exchange under an API agreement.

Across the independent claims, the central inventive coverage is the automated onboarding pipeline that uses partner-service-provider data obtained via public API calls, generates and stores a company-associated data structure usable by a digital form, automatically loads the company organizational data independent of representative user input, and then supports representative completion and processing of the digital form based on organizational data plus additional input. Refinements within the claim set further narrow the approach with data-format conversion, image-processing-based parsing and extraction from documents, trust-score governance including threshold-based loading, and public-API connectivity to a partner API for automatic exchange of company documents under an API agreement.

Stated Advantages

Documented Applications