System and method of utilizing radio bars to tailor coverage options for an insurance policy
Inventors
Gonsalves, Mary Elizabeth • Barbera, Sunni • Giesler, Chris • Shimer, Aaron • Trovato, Arturo
Assignees
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Publication Number
US-10102588-B1
Publication Date
2018-10-16
Expiration Date
Abstract
In a method, a client device may be caused to provide an interactive display to the customer. The display may include controls usable by the customer to select different coverage combinations for a hypothetical policy, and an insurance premium quote for the hypothetical policy. Each control may enable the customer to adjust coverage for a different coverage type, be associated with a control graphic, and include a respective set of radio buttons distributed along a line within the control graphic. Each radio button may correspond to a different coverage level. The client device may also be caused to display, each time the customer adjusts a control by selecting a new radio button, a current selection indicator at the new radio button. The client device may also be caused to set, each time the customer selects a new coverage combination, the premium quote to a value corresponding to the new combination.
Core Innovation
The invention relates to an insurance-quotation customization interface implemented on a client device for a customer. The interactive display provides a plurality of controls usable by the customer to select different ones of a plurality of coverage combinations for a hypothetical insurance policy and includes an insurance premium quote for the hypothetical policy.
Each control enables the customer to adjust coverage for a respective one of a plurality of coverage types and is associated with a respective control graphic. Within each control graphic, a respective set of radio buttons is distributed along a line, and each radio button corresponds to a different coverage level available for the respective coverage type.
When the customer selects a new radio button that does not correspond to a coverage level of a current insurance policy held by the customer, the client device displays a current selection indicator at the new radio button and displays a current coverage indicator at a radio button corresponding to the coverage level of the current insurance policy. The client device highlights all radio buttons in the set starting at the radio button closest to a first end of the line and ending at the new radio button, thereby providing virtually adjusting an insurance quote by updating the insurance premium quote to a value that corresponds to the new coverage combination.
Claims Coverage
The partial content includes two independent claims: one directed to a computer-implemented method and one directed to a tangible, non-transitory computer-readable medium. Each independent claim covers the same core interactive quotation interface, including radio-button distributed control graphics, current selection/current coverage indicators with highlighting, and setting an insurance premium quote to correspond to the newly selected coverage combination.
Interactive insurance quotation interface with radio-button control graphics
A client device provides an interactive display including a plurality of controls usable by a customer to select different coverage combinations for a hypothetical insurance policy, and an insurance premium quote for the hypothetical policy, where each control adjusts coverage for a coverage type and is associated with a control graphic that includes a set of radio buttons distributed along a line, with each radio button corresponding to a different coverage level available for the coverage type.
Current selection and current coverage indicators with line highlighting
Each time the customer adjusts a control by selecting a new radio button that does not correspond to a coverage level of a current insurance policy held by the customer, the client device displays a current selection indicator at the new radio button, displays a current coverage indicator at a radio button corresponding to the coverage level of the current insurance policy, and highlights all radio buttons in the set starting at a radio button closest to a first end of the line within the control graphic and ending at the new radio button.
Insurance premium quote set to correspond to the newly selected coverage combination
The client device sets, each time the customer selects a new coverage combination of the plurality of coverage combinations, the insurance premium quote to a value that corresponds to the new coverage combination to facilitate virtually adjusting an insurance quote.
Across the independent claims, the inventive coverage centers on interactive selection of coverage combinations using radio buttons distributed along line-based control graphics, visual indicators for the new selection versus the current policy coverage, highlighting from a first end of the line to the selected radio button, and setting the insurance premium quote to correspond to the selected coverage combination.
Stated Advantages
Facilitate virtually adjusting an insurance quote.
Documented Applications
Interactive insurance quotation for selecting coverage combinations for a hypothetical insurance policy, with an insurance premium quote display updated based on customer radio-button selections.
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