FHLBank San Francisco (Federal Home Loan Bank of San Francisco)
FHLBank San Francisco is a privately capitalized, member‑owned cooperative that provides competitively priced liquidity, discounted credit products, and grant programs to member financial institutions in Arizona, California, and Nevada. Its products and programs (including advances, letters of credit, discounted credit, and grant programs such as the Affordable Housing Program and WISH) are designed to support affordable housing, homeownership, economic development, and community resilience in its three‑state region.
Industries
Nr. of Employees
large (251-1000)
FHLBank San Francisco (Federal Home Loan Bank of San Francisco)
Products
Fixed Rate Advance
A Fixed Rate Advance lets you lock in funding costs for any term between two business days to 30 years to support short-term cash flow and long-term funding needs.
Fixed Rate Advance with Prepayment Symmetry
A Fixed Rate Advance enhanced with a Prepayment Symmetry feature granting the ability to unlock value when choosing to repay early, with terms between 1 and 15 years.
Advances
Funding solutions with embedded options sold by or sold to the Bank, including calls, puts, and fixed-to-float conversions.
Adjustable Rate Advances
Flexible funding using the SOFR index to manage interest rate and pre-payment risk.
Adjustable Rate Advance
A flexible funding option that allows prepayment on a specified date without a prepayment fee, ideal for managing regulatory liquidity requirements.
Fed Funds Adjustable Rate Advance
A funding option that is priced as a spread to the prevailing Fed Funds Rate, which resets daily.
Fixed Rate Advance
A Fixed Rate Advance lets you lock in funding costs for any term between two business days to 30 years to support short-term cash flow and long-term funding needs.
Fixed Rate Advance with Prepayment Symmetry
A Fixed Rate Advance enhanced with a Prepayment Symmetry feature granting the ability to unlock value when choosing to repay early, with terms between 1 and 15 years.
Advances
Funding solutions with embedded options sold by or sold to the Bank, including calls, puts, and fixed-to-float conversions.
Adjustable Rate Advances
Flexible funding using the SOFR index to manage interest rate and pre-payment risk.
Adjustable Rate Advance
A flexible funding option that allows prepayment on a specified date without a prepayment fee, ideal for managing regulatory liquidity requirements.
Fed Funds Adjustable Rate Advance
A funding option that is priced as a spread to the prevailing Fed Funds Rate, which resets daily.
Services
Flexible funding options for members including advances and letters of credit to meet liquidity needs, manage funding costs, and reduce interest‑rate and liquidity risk.
Grant programs delivered through member institutions to support affordable rental housing, homeownership assistance, and local economic development (includes Affordable Housing Program (AHP), AHEAD economic development grants, and other targeted funds).
A matching grant program that provides funds for downpayment and closing costs for eligible first‑time, low‑income homebuyers. Grants are delivered through participating member institutions; funds are set aside annually from the Bank’s AHP contribution.
Discounted Community Investment Program credit and Advances for Community Enterprise products to finance projects that benefit low‑ to moderate‑income communities, including affordable housing and neighborhood revitalization.
An online self‑service interface for members to apply for grant programs, enroll homebuyers (WISH), reserve funds, request disbursements, and complete required compliance and reporting.
Flexible funding options for members including advances and letters of credit to meet liquidity needs, manage funding costs, and reduce interest‑rate and liquidity risk.
Grant programs delivered through member institutions to support affordable rental housing, homeownership assistance, and local economic development (includes Affordable Housing Program (AHP), AHEAD economic development grants, and other targeted funds).
A matching grant program that provides funds for downpayment and closing costs for eligible first‑time, low‑income homebuyers. Grants are delivered through participating member institutions; funds are set aside annually from the Bank’s AHP contribution.
Discounted Community Investment Program credit and Advances for Community Enterprise products to finance projects that benefit low‑ to moderate‑income communities, including affordable housing and neighborhood revitalization.
An online self‑service interface for members to apply for grant programs, enroll homebuyers (WISH), reserve funds, request disbursements, and complete required compliance and reporting.
News & Updates
Site article describing AHP grants totaling $66.3 million to support nearly 2,900 affordable housing units across Arizona, California, and Nevada.
Site article describing a record $10 million awarded through the AHEAD Program for economic development projects (voluntary funding increase supports multiple projects and jobs).
Coverage noting the 2026 WISH Program allocation and program parameters for first‑time, low‑income homebuyers (4:1 matching grants up to FHFA maximum).
Cumulative grants figure for affordable housing, WISH, and related programs as reported on the site (actual figure cited as of 09/30/26).
Cumulative 'places to call home' number reported on the site (actual figure cited as of 09/30/26).
Site article describing AHP grants totaling $66.3 million to support nearly 2,900 affordable housing units across Arizona, California, and Nevada.
Site article describing a record $10 million awarded through the AHEAD Program for economic development projects (voluntary funding increase supports multiple projects and jobs).
Coverage noting the 2026 WISH Program allocation and program parameters for first‑time, low‑income homebuyers (4:1 matching grants up to FHFA maximum).
Cumulative grants figure for affordable housing, WISH, and related programs as reported on the site (actual figure cited as of 09/30/26).
Cumulative 'places to call home' number reported on the site (actual figure cited as of 09/30/26).