Federal Home Loan Bank of San Francisco


A privately capitalized, member-owned cooperative providing liquidity, credit products, and grant programs to member financial institutions across Arizona, California, and Nevada. Services include advances and letters of credit for liquidity management, discounted credit products for community investment, and grant administration for affordable housing and economic development.

Industries

banking
building-material
financial-services
real-estate
venture-capital-b37d

Nr. of Employees

large (251-1000)

Federal Home Loan Bank of San Francisco

San Francisco, California, United States, North America


Products

Fixed-rate advances

Fixed-rate funding suitable for both short-term cash flow and long-term funding.

Adjustable-rate advances (SOFR-indexed)

Flexible funding tied to an interest-rate index to manage rate and prepayment risk.

Overnight advances

Short-term funding solution for daily liquidity needs.

Structured advances

Funding with embedded options (calls, puts, fixed-to-float) to support tailored balance-sheet strategies.


Services

Short- and long-term funding solutions including fixed-rate, adjustable-rate (SOFR), overnight, and structured advances.

Provision of externally rated letters of credit to support member lending and community projects.

Lower-rate advances and credit products to finance eligible affordable housing and economic development projects.

Grant funding programs supporting affordable housing, downpayment assistance, middle-income programs, and economic development grants delivered in partnership with members.

Expertise Areas

  • Liquidity provision for member financial institutions
  • Community development and affordable housing finance
  • Grant program design and administration
  • Discounted credit for community investment
  • Show More (3)

Key Technologies

  • SOFR-indexed adjustable-rate funding
  • Structured advance instruments with embedded options
  • High-credit-quality letters of credit
  • Grant program delivery systems
  • Show More (2)

News & Updates

$103.3 million in grants for housing, economic development programs and other initiatives delivered in partnership with members.

Matched donations and coordinated support to aid communities affected by wildfires.

Program funding to support downpayment assistance and help first-time homebuyers access homeownership.

Reported $103.3 million in grants for housing and economic development in the 2024 impact report.


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